:root{
  --navy-900:#131c37;
  --navy-800:#1b2a56;
  --navy-700:#263471;
  --navy-600:#334698;
  --blue-500:#007cc3;
  --blue-400:#4bb4e6;
  --mint-600:#0d9488;
  --mint-500:#14b8a6;
  --mint-400:#2dd4bf;
  --mint-300:#8be9de;
  --bg:#f5f8fc;
  --surface:#ffffff;
  --ink-900:#0f1b33;
  --ink-700:#33426b;
  --ink-500:#5b6b8c;
  --ink-400:#8493b3;
  --line:#e2e8f5;
  --line-soft:#eef2fa;
  --success:#16a34a;
  --danger:#dc2626;
  --warn:#d97706;
  --radius-sm:10px;
  --radius-md:16px;
  --radius-lg:24px;
  --radius-xl:32px;
  --shadow-sm:0 1px 2px rgba(19,28,55,.06), 0 1px 1px rgba(19,28,55,.04);
  --shadow-md:0 8px 24px -8px rgba(19,28,55,.18);
  --shadow-lg:0 24px 64px -20px rgba(19,28,55,.28);
  --shadow-glow:0 0 0 1px rgba(0,124,195,.08), 0 20px 48px -16px rgba(0,124,195,.28);
  --ease:cubic-bezier(.22,1,.36,1);
  --dur-fast:180ms;
  --dur-med:340ms;
  --dur-slow:640ms;
  --header-h:76px;
}

*,*::before,*::after{box-sizing:border-box;}
/* Any element using the `hidden` attribute/property must stay hidden even when
   its own class also sets `display` (e.g. .sport-levels{display:grid}) — same
   specificity as the UA [hidden] rule means the later-declared class would win. */
[hidden]{display:none !important;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:"IBM Plex Sans",-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;
  color:var(--ink-900);
  background:var(--bg);
  line-height:1.55;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
h1,h2,h3,h4{margin:0;font-weight:700;letter-spacing:-.01em;color:var(--navy-800);}
p{margin:0;}
ul{margin:0;padding:0;list-style:none;}
a{color:inherit;text-decoration:none;}
img{max-width:100%;display:block;}
button{font-family:inherit;cursor:pointer;}
input,select,textarea{font-family:inherit;font-size:16px;}
::selection{background:var(--mint-400);color:var(--navy-900);}

.container{max-width:1240px;margin:0 auto;padding:0 24px;}
section{scroll-margin-top:calc(var(--header-h) + 12px);}

.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0;}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  border:none;border-radius:999px;font-weight:600;font-size:15px;
  padding:14px 26px;min-height:48px;cursor:pointer;white-space:nowrap;
  transition:transform var(--dur-fast) var(--ease), box-shadow var(--dur-fast) var(--ease), background var(--dur-fast) var(--ease), color var(--dur-fast) var(--ease);
  position:relative;
}
.btn:focus-visible{outline:2px solid var(--mint-500);outline-offset:3px;}
.btn-primary{
  color:#fff;
  background:linear-gradient(135deg,var(--navy-600) 0%,var(--blue-500) 62%,var(--mint-500) 130%);
  box-shadow:0 10px 24px -8px rgba(0,124,195,.55);
}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 16px 32px -10px rgba(0,124,195,.6);}
.btn-primary:active{transform:translateY(0);}
.btn-ghost{
  color:var(--navy-800);background:#fff;border:1.5px solid var(--line);
}
.btn-ghost:hover{border-color:var(--blue-500);color:var(--blue-500);transform:translateY(-2px);box-shadow:var(--shadow-sm);}
.btn-mint{
  color:#04352f;background:linear-gradient(135deg,var(--mint-400),var(--mint-500));
  box-shadow:0 10px 24px -10px rgba(20,184,166,.55);
}
.btn-mint:hover{transform:translateY(-2px);box-shadow:0 16px 30px -10px rgba(20,184,166,.6);}
.btn-block{width:100%;}
.btn-sm{padding:10px 18px;min-height:40px;font-size:14px;}
.btn[disabled]{opacity:.5;cursor:not-allowed;transform:none !important;box-shadow:none !important;}

.icon{width:20px;height:20px;flex:none;display:inline-block;}
.icon-sm{width:16px;height:16px;}
.icon-lg{width:28px;height:28px;}

/* ---------- Header ---------- */
.site-header{
  position:sticky;top:0;z-index:100;
  background:rgba(255,255,255,.82);
  backdrop-filter:blur(14px) saturate(160%);
  -webkit-backdrop-filter:blur(14px) saturate(160%);
  border-bottom:1px solid transparent;
  transition:border-color var(--dur-med) var(--ease), box-shadow var(--dur-med) var(--ease);
}
.site-header.scrolled{border-color:var(--line);box-shadow:0 1px 0 rgba(19,28,55,.02), 0 12px 24px -20px rgba(19,28,55,.3);}
.header-inner{height:var(--header-h);display:flex;align-items:center;justify-content:space-between;gap:24px;}
.brand{display:flex;align-items:center;gap:10px;}
.brand img{height:34px;width:auto;}
.main-nav{display:flex;align-items:center;gap:4px;}
.main-nav a{
  padding:10px 14px;border-radius:999px;font-size:14.5px;font-weight:500;color:var(--ink-700);
  transition:background var(--dur-fast) var(--ease), color var(--dur-fast) var(--ease);
}
.main-nav a:hover{background:var(--line-soft);color:var(--navy-800);}
.header-actions{display:flex;align-items:center;gap:14px;}
.header-phone{display:flex;align-items:center;gap:8px;font-weight:600;font-size:14.5px;color:var(--navy-800);}
.header-phone .icon{color:var(--mint-600);}
.nav-toggle{display:none;background:none;border:none;padding:8px;color:var(--navy-800);}

@media (max-width:980px){
  .main-nav{display:none;}
  .header-phone span{display:none;}
}
@media (max-width:640px){
  .header-actions .btn span.long{display:none;}
}

/* ---------- Hero ---------- */
.hero{
  position:relative;overflow:hidden;
  padding:88px 0 120px;
  background:radial-gradient(circle at 14% 8%, rgba(0,124,195,.10), transparent 45%),
             radial-gradient(circle at 85% 0%, rgba(20,184,166,.14), transparent 42%),
             linear-gradient(180deg,#f2f7fd 0%, var(--bg) 100%);
}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;position:relative;z-index:2;}
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  background:#fff;border:1px solid var(--line);border-radius:999px;
  padding:8px 16px;font-size:13.5px;font-weight:600;color:var(--blue-500);
  box-shadow:var(--shadow-sm);
}
.eyebrow .dot{width:7px;height:7px;border-radius:50%;background:var(--mint-500);animation:pulse-dot 2.2s ease-in-out infinite;}
@keyframes pulse-dot{0%,100%{box-shadow:0 0 0 0 rgba(20,184,166,.5);}50%{box-shadow:0 0 0 6px rgba(20,184,166,0);}}

.hero h1{
  font-size:clamp(34px,4.6vw,56px);line-height:1.06;margin-top:20px;letter-spacing:-.02em;
}
.hero h1 .grad{
  background:linear-gradient(100deg,var(--blue-500),var(--mint-500));
  -webkit-background-clip:text;background-clip:text;color:transparent;
}
.hero-sub{margin-top:20px;font-size:18px;color:var(--ink-700);max-width:520px;}
.hero-cta-row{display:flex;flex-wrap:wrap;gap:14px;margin-top:32px;}
.trust-row{display:flex;flex-wrap:wrap;gap:22px;margin-top:40px;}
.trust-item{display:flex;align-items:center;gap:9px;font-size:13.5px;font-weight:500;color:var(--ink-700);}
.trust-item .icon{color:var(--mint-600);}

.hero-visual{position:relative;height:460px;}
.blob{
  position:absolute;border-radius:50%;filter:blur(2px);
  opacity:.55;mix-blend-mode:normal;
  animation:float-blob 9s ease-in-out infinite;
}
.blob-a{width:280px;height:280px;top:-30px;right:20px;background:radial-gradient(circle at 30% 30%, var(--mint-300), transparent 70%);animation-delay:0s;}
.blob-b{width:220px;height:220px;bottom:0;left:0;background:radial-gradient(circle at 30% 30%, var(--blue-400), transparent 70%);animation-delay:-3s;}
.blob-c{width:160px;height:160px;top:40%;left:35%;background:radial-gradient(circle at 30% 30%, var(--navy-600), transparent 70%);opacity:.25;animation-delay:-6s;}
@keyframes float-blob{
  0%,100%{transform:translate(0,0) scale(1);}
  33%{transform:translate(14px,-18px) scale(1.05);}
  66%{transform:translate(-12px,14px) scale(.96);}
}

.hero-card{
  position:relative;z-index:2;background:var(--surface);border-radius:var(--radius-lg);
  box-shadow:var(--shadow-lg);padding:28px;width:min(380px,88%);margin:40px auto 0;
  border:1px solid var(--line-soft);
  animation:card-in 900ms var(--ease) both, card-hover 5s ease-in-out 1.2s infinite;
}
@keyframes card-in{from{opacity:0;transform:translateY(28px) scale(.96);}to{opacity:1;transform:translateY(0) scale(1);}}
@keyframes card-hover{0%,100%{transform:translateY(0);}50%{transform:translateY(-10px);}}
.hero-card-head{display:flex;align-items:center;gap:12px;}
.hero-card-shield{
  width:52px;height:52px;border-radius:16px;flex:none;
  background:linear-gradient(135deg,var(--navy-600),var(--blue-500));
  display:flex;align-items:center;justify-content:center;color:#fff;
  box-shadow:0 10px 20px -8px rgba(0,124,195,.6);
}
.hero-card-title{font-weight:700;font-size:15.5px;color:var(--navy-800);}
.hero-card-sub{font-size:13px;color:var(--ink-500);margin-top:2px;}
.hero-card-rows{margin-top:20px;display:flex;flex-direction:column;gap:12px;}
.hero-card-row{display:flex;align-items:center;justify-content:space-between;font-size:13.5px;padding-bottom:12px;border-bottom:1px dashed var(--line);color:var(--ink-700);}
.hero-card-row:last-child{border-bottom:none;padding-bottom:0;}
.hero-card-row b{color:var(--navy-800);}
.hero-card-total{
  margin-top:18px;padding-top:16px;border-top:1px solid var(--line);
  display:flex;align-items:center;justify-content:space-between;
}
.hero-card-total .amount{font-size:22px;font-weight:700;color:var(--navy-800);font-family:"IBM Plex Mono",monospace;}
.badge-live{
  display:inline-flex;align-items:center;gap:6px;font-size:11.5px;font-weight:600;
  color:var(--mint-600);background:rgba(20,184,166,.1);padding:4px 10px;border-radius:999px;
}

@media (max-width:980px){
  .hero-grid{grid-template-columns:1fr;}
  .hero-visual{height:420px;order:-1;}
}

/* ---------- Reveal ---------- */
.reveal{opacity:0;transform:translateY(28px);transition:opacity var(--dur-slow) var(--ease), transform var(--dur-slow) var(--ease);}
.reveal.is-visible{opacity:1;transform:translateY(0);}
.reveal-scale{opacity:0;transform:scale(.92);transition:opacity var(--dur-slow) var(--ease), transform var(--dur-slow) var(--ease);}
.reveal-scale.is-visible{opacity:1;transform:scale(1);}
.stagger .reveal:nth-child(1){transition-delay:0ms;}
.stagger .reveal:nth-child(2){transition-delay:80ms;}
.stagger .reveal:nth-child(3){transition-delay:160ms;}
.stagger .reveal:nth-child(4){transition-delay:240ms;}
.stagger .reveal:nth-child(5){transition-delay:320ms;}
.stagger .reveal:nth-child(6){transition-delay:400ms;}

/* ---------- Section shared ---------- */
.section{padding:104px 0;}
.section-tight{padding:72px 0;}
.section-head{max-width:640px;margin:0 auto 56px;text-align:center;}
.section-tag{
  display:inline-flex;align-items:center;gap:8px;color:var(--blue-500);font-weight:700;
  font-size:13px;text-transform:uppercase;letter-spacing:.08em;
}
.section-head h2{font-size:clamp(26px,3.4vw,38px);margin-top:14px;}
.section-head p{margin-top:14px;color:var(--ink-500);font-size:16.5px;}
.section-alt{background:linear-gradient(180deg,#fff, var(--bg) 90%);}

/* ---------- Advantages ---------- */
.adv-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;}
.adv-card{
  background:var(--surface);border:1px solid var(--line-soft);border-radius:var(--radius-md);
  padding:28px 24px;transition:transform var(--dur-med) var(--ease), box-shadow var(--dur-med) var(--ease), border-color var(--dur-med) var(--ease);
  transform-style:preserve-3d;
}
.adv-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-md);border-color:transparent;}
.adv-icon{
  width:52px;height:52px;border-radius:14px;display:flex;align-items:center;justify-content:center;
  background:linear-gradient(135deg,rgba(0,124,195,.12),rgba(20,184,166,.14));color:var(--blue-500);margin-bottom:16px;
}
.adv-card h3{font-size:17px;margin-bottom:8px;}
.adv-card p{color:var(--ink-500);font-size:14.5px;}
@media (max-width:900px){.adv-grid{grid-template-columns:1fr 1fr;}}
@media (max-width:600px){.adv-grid{grid-template-columns:1fr;}}

/* ---------- Coverage ---------- */
.cover-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;align-items:stretch;}
.cover-card{
  background:var(--surface);border-radius:var(--radius-md);padding:26px 22px;
  border:1px solid var(--line-soft);position:relative;overflow:hidden;
  display:flex;flex-direction:column;
  transition:transform var(--dur-med) var(--ease), box-shadow var(--dur-med) var(--ease);
}
.cover-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-md);}
.cover-icon{
  width:48px;height:48px;border-radius:12px;display:flex;align-items:center;justify-content:center;color:#fff;
  background:linear-gradient(135deg,var(--navy-600),var(--blue-500));margin-bottom:16px;flex:none;
}
.cover-card h3{font-size:16px;margin-bottom:8px;}
.cover-card p{color:var(--ink-500);font-size:13.8px;margin-bottom:16px;flex:1;}
.cover-amount{
  font-family:"IBM Plex Mono",monospace;font-weight:600;font-size:13px;color:var(--mint-600);
  background:rgba(20,184,166,.1);align-self:flex-start;padding:5px 10px;border-radius:999px;
}
@media (max-width:980px){.cover-grid{grid-template-columns:1fr 1fr;}}
@media (max-width:560px){.cover-grid{grid-template-columns:1fr;}}

/* ---------- Calculator ---------- */
.calc-section{
  background:linear-gradient(180deg,var(--navy-900) 0%, var(--navy-800) 100%);
  padding:104px 0;position:relative;overflow:hidden;
}
.calc-section::before{
  content:"";position:absolute;inset:0;
  background:radial-gradient(circle at 90% 10%, rgba(20,184,166,.18), transparent 45%),
             radial-gradient(circle at 5% 90%, rgba(0,124,195,.22), transparent 45%);
  pointer-events:none;
}
.calc-section .section-head h2,.calc-section .section-tag{color:#fff;}
.calc-section .section-head p{color:#aab6d6;}
.calc-section .section-tag{color:var(--mint-400);}

.calc-wrap{position:relative;z-index:2;display:grid;grid-template-columns:1fr 380px;gap:28px;align-items:start;}

.steps-bar{display:flex;align-items:center;gap:0;margin-bottom:28px;background:rgba(255,255,255,.06);border-radius:999px;padding:6px;border:1px solid rgba(255,255,255,.1);}
.step-pill{
  flex:1;display:flex;align-items:center;justify-content:center;gap:8px;padding:11px 6px;border-radius:999px;
  font-size:13px;font-weight:600;color:#8fa0c9;position:relative;transition:color var(--dur-med) var(--ease);
}
.step-pill .num{
  width:22px;height:22px;border-radius:50%;display:flex;align-items:center;justify-content:center;
  background:rgba(255,255,255,.12);font-size:11.5px;transition:background var(--dur-med) var(--ease), color var(--dur-med) var(--ease);
}
.step-pill span.label{display:none;}
.step-pill.active{color:#fff;}
.step-pill.active .num{background:linear-gradient(135deg,var(--mint-400),var(--blue-500));color:#04203a;}
.step-pill.done .num{background:var(--mint-500);color:#04352f;}
@media (min-width:720px){.step-pill span.label{display:inline;}}

.calc-card{
  background:var(--surface);border-radius:var(--radius-xl);padding:36px;box-shadow:var(--shadow-lg);
  min-height:480px;
}
.field-group{margin-bottom:22px;}
.field-label{display:flex;align-items:center;gap:6px;font-size:13.5px;font-weight:600;color:var(--ink-700);margin-bottom:8px;}
.field-input, .field-select{
  width:100%;padding:13px 16px;border-radius:var(--radius-sm);border:1.5px solid var(--line);
  background:#fbfdff;font-size:15px;color:var(--ink-900);
  transition:border-color var(--dur-fast) var(--ease), box-shadow var(--dur-fast) var(--ease), background var(--dur-fast) var(--ease);
}
.field-input:focus, .field-select:focus{
  outline:none;border-color:var(--blue-500);background:#fff;
  box-shadow:0 0 0 4px rgba(0,124,195,.12);
}
.field-input.invalid{border-color:var(--danger);}
.field-error{display:none;color:var(--danger);font-size:12.5px;margin-top:6px;font-weight:500;}
.field-error.show{display:block;}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
.field-row-3{display:grid;grid-template-columns:1.4fr 1fr .9fr auto;gap:12px;align-items:center;}

.info-btn{
  width:17px;height:17px;border-radius:50%;border:none;background:var(--line);color:var(--ink-500);
  font-size:11px;font-weight:700;display:inline-flex;align-items:center;justify-content:center;position:relative;
  transition:background var(--dur-fast) var(--ease), color var(--dur-fast) var(--ease);
}
.info-btn:hover, .info-btn.open{background:var(--blue-500);color:#fff;}
.tooltip{
  position:absolute;bottom:calc(100% + 10px);left:50%;transform:translateX(-50%) translateY(6px);
  width:240px;background:var(--navy-900);color:#fff;padding:12px 14px;border-radius:12px;font-size:12.5px;
  font-weight:400;line-height:1.5;box-shadow:var(--shadow-lg);opacity:0;pointer-events:none;
  transition:opacity var(--dur-fast) var(--ease), transform var(--dur-fast) var(--ease);z-index:20;
}
.tooltip::after{content:"";position:absolute;top:100%;left:50%;transform:translateX(-50%);border:6px solid transparent;border-top-color:var(--navy-900);}
.info-btn.open .tooltip{opacity:1;transform:translateX(-50%) translateY(0);pointer-events:auto;}

.chip-row{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px;}
.chip{
  padding:7px 14px;border-radius:999px;border:1.5px solid var(--line);background:#fff;font-size:13px;font-weight:500;
  color:var(--ink-700);display:inline-flex;align-items:center;gap:6px;
  transition:border-color var(--dur-fast) var(--ease), background var(--dur-fast) var(--ease), color var(--dur-fast) var(--ease), transform var(--dur-fast) var(--ease);
}
.chip:hover{transform:translateY(-2px);border-color:var(--blue-500);}
.chip.selected{background:var(--navy-800);border-color:var(--navy-800);color:#fff;}

.autocomplete{position:relative;}
.autocomplete-list{
  position:absolute;top:calc(100% + 6px);left:0;right:0;background:#fff;border-radius:var(--radius-sm);
  box-shadow:var(--shadow-lg);border:1px solid var(--line-soft);max-height:240px;overflow-y:auto;z-index:30;
  opacity:0;transform:translateY(-6px);pointer-events:none;transition:opacity var(--dur-fast) var(--ease), transform var(--dur-fast) var(--ease);
}
.autocomplete-list.open{opacity:1;transform:translateY(0);pointer-events:auto;}
.autocomplete-item{padding:11px 16px;font-size:14.5px;display:flex;align-items:center;gap:10px;color:var(--ink-700);cursor:pointer;}
.autocomplete-item:hover, .autocomplete-item.active{background:var(--line-soft);color:var(--navy-800);}

.toggle-row{
  display:flex;align-items:flex-start;justify-content:space-between;gap:14px;
  padding:16px 18px;border:1.5px solid var(--line);border-radius:var(--radius-sm);margin-bottom:14px;
  transition:border-color var(--dur-fast) var(--ease), background var(--dur-fast) var(--ease);
}
.toggle-row.active{border-color:var(--blue-500);background:rgba(0,124,195,.04);}
.toggle-copy{display:flex;flex-direction:column;gap:2px;}
.toggle-title{display:flex;align-items:center;gap:6px;font-weight:600;font-size:14.5px;color:var(--ink-900);}
.toggle-desc{font-size:12.8px;color:var(--ink-500);}
.switch{position:relative;width:46px;height:26px;flex:none;}
.switch input{position:absolute;opacity:0;width:100%;height:100%;margin:0;cursor:pointer;}
.switch .track{
  position:absolute;inset:0;background:var(--line);border-radius:999px;transition:background var(--dur-fast) var(--ease);
}
.switch .thumb{
  position:absolute;top:3px;left:3px;width:20px;height:20px;border-radius:50%;background:#fff;box-shadow:0 1px 3px rgba(0,0,0,.25);
  transition:transform var(--dur-fast) var(--ease);
}
.switch input:checked + .track{background:linear-gradient(135deg,var(--blue-500),var(--mint-500));}
.switch input:checked ~ .thumb{transform:translateX(20px);}
.switch input:focus-visible + .track{outline:2px solid var(--blue-500);outline-offset:2px;}
.included-pill{
  flex:none;font-size:12.5px;font-weight:600;color:var(--mint-600);
  background:rgba(20,184,166,.1);padding:6px 14px;border-radius:999px;
}

.option-card{
  display:flex;gap:16px;padding:18px;border:1.5px solid var(--line);border-radius:var(--radius-md);margin-bottom:14px;
  cursor:pointer;transition:border-color var(--dur-fast) var(--ease), background var(--dur-fast) var(--ease), transform var(--dur-fast) var(--ease);
}
.option-card:hover{transform:translateY(-2px);}
.option-card.selected{border-color:var(--mint-500);background:rgba(20,184,166,.05);}
.option-checkbox{
  width:24px;height:24px;border-radius:8px;border:2px solid var(--line);flex:none;margin-top:2px;
  display:flex;align-items:center;justify-content:center;color:#fff;
  transition:background var(--dur-fast) var(--ease), border-color var(--dur-fast) var(--ease);
}
.option-card.selected .option-checkbox{background:var(--mint-500);border-color:var(--mint-500);}
.option-checkbox svg{width:14px;height:14px;opacity:0;transform:scale(.5);transition:opacity var(--dur-fast) var(--ease), transform var(--dur-fast) var(--ease);}
.option-card.selected .option-checkbox svg{opacity:1;transform:scale(1);}
.option-body{flex:1;display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap;}
.option-title{font-weight:600;font-size:15px;color:var(--ink-900);}
.option-desc{font-size:12.8px;color:var(--ink-500);margin-top:3px;}
.option-price{font-family:"IBM Plex Mono",monospace;font-weight:600;font-size:14px;color:var(--navy-800);white-space:nowrap;}

.traveler-card{
  border:1.5px solid var(--line);border-radius:var(--radius-md);padding:20px;margin-bottom:16px;position:relative;
  animation:slide-fade 380ms var(--ease) both;
}
@keyframes slide-fade{from{opacity:0;transform:translateY(-10px);}to{opacity:1;transform:translateY(0);}}
.traveler-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:14px;}
.traveler-name-tag{display:flex;align-items:center;gap:10px;font-weight:600;font-size:14px;color:var(--navy-800);}
.traveler-avatar{
  width:30px;height:30px;border-radius:50%;background:linear-gradient(135deg,var(--navy-600),var(--blue-500));
  color:#fff;display:flex;align-items:center;justify-content:center;font-size:13px;font-weight:700;
}
.remove-traveler{background:none;border:none;color:var(--ink-400);padding:6px;border-radius:8px;transition:color var(--dur-fast) var(--ease), background var(--dur-fast) var(--ease);}
.remove-traveler:hover{color:var(--danger);background:rgba(220,38,38,.08);}
.add-traveler{
  display:flex;align-items:center;justify-content:center;gap:8px;width:100%;padding:14px;border-radius:var(--radius-sm);
  border:1.5px dashed var(--line);background:transparent;color:var(--blue-500);font-weight:600;font-size:14px;
  transition:border-color var(--dur-fast) var(--ease), background var(--dur-fast) var(--ease);
}
.add-traveler:hover{border-color:var(--blue-500);background:rgba(0,124,195,.04);}

.step-actions{display:flex;align-items:center;justify-content:space-between;gap:14px;margin-top:32px;padding-top:24px;border-top:1px solid var(--line-soft);}

/* summary card sticky */
.summary-card{
  position:sticky;top:calc(var(--header-h) + 20px);
  background:var(--surface);border-radius:var(--radius-xl);padding:28px;box-shadow:var(--shadow-lg);
}
.summary-card h3{font-size:16px;margin-bottom:16px;color:var(--navy-800);}
.currency-switch{display:flex;gap:6px;background:var(--line-soft);border-radius:999px;padding:4px;margin-bottom:20px;}
.currency-switch button{
  flex:1;border:none;background:transparent;padding:8px 4px;border-radius:999px;font-size:12.5px;font-weight:700;
  color:var(--ink-500);transition:background var(--dur-fast) var(--ease), color var(--dur-fast) var(--ease);
}
.currency-switch button.active{background:#fff;color:var(--navy-800);box-shadow:var(--shadow-sm);}
.summary-line{display:flex;align-items:center;justify-content:space-between;font-size:13.5px;color:var(--ink-500);padding:9px 0;border-bottom:1px dashed var(--line);}
.summary-line b{color:var(--ink-900);font-weight:600;}
.summary-total{display:flex;align-items:baseline;justify-content:space-between;margin-top:16px;padding-top:16px;border-top:1.5px solid var(--line);}
.summary-total .label{font-size:13.5px;color:var(--ink-500);font-weight:600;}
.summary-total .amount{font-family:"IBM Plex Mono",monospace;font-size:26px;font-weight:700;color:var(--navy-800);}
.summary-note{font-size:11.8px;color:var(--ink-400);margin-top:10px;line-height:1.5;}
.summary-empty{font-size:13.5px;color:var(--ink-400);text-align:center;padding:24px 0;}

@media (max-width:1080px){
  .calc-wrap{grid-template-columns:1fr;}
  .summary-card{position:static;}
}
@media (max-width:640px){
  .calc-card{padding:22px;}
  .field-row, .field-row-3{grid-template-columns:1fr;}
  .field-row-3 .remove-traveler{justify-self:end;}
}

/* ---------- How it works ---------- */
.how-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:32px;position:relative;}
.how-grid::before{
  content:"";position:absolute;top:34px;left:12%;right:12%;height:2px;
  background:repeating-linear-gradient(90deg,var(--line) 0 10px,transparent 10px 18px);
  z-index:0;
}
.how-card{position:relative;z-index:1;text-align:center;}
.how-num{
  width:68px;height:68px;border-radius:50%;margin:0 auto 20px;display:flex;align-items:center;justify-content:center;
  background:var(--surface);border:2px solid var(--line);font-size:24px;font-weight:700;color:var(--navy-800);
  box-shadow:var(--shadow-sm);transition:transform var(--dur-med) var(--ease), border-color var(--dur-med) var(--ease), color var(--dur-med) var(--ease);
}
.how-card:hover .how-num{transform:scale(1.08);border-color:var(--blue-500);color:var(--blue-500);}
.how-card h3{font-size:17px;margin-bottom:8px;}
.how-card p{color:var(--ink-500);font-size:14.5px;max-width:280px;margin:0 auto;}
@media (max-width:860px){.how-grid{grid-template-columns:1fr;gap:44px;}.how-grid::before{display:none;}}

/* ---------- Stats ---------- */
.stats-band{
  background:linear-gradient(120deg,var(--navy-700),var(--navy-600) 55%, var(--blue-500));
  border-radius:var(--radius-xl);padding:52px 40px;display:grid;grid-template-columns:repeat(4,1fr);gap:24px;
  position:relative;overflow:hidden;box-shadow:var(--shadow-lg);
}
.stats-band::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 85% 20%, rgba(20,184,166,.35), transparent 50%);}
.stat-item{position:relative;z-index:1;text-align:center;color:#fff;}
.stat-num{font-size:clamp(30px,3.6vw,42px);font-weight:700;font-family:"IBM Plex Mono",monospace;}
.stat-label{margin-top:8px;font-size:13.5px;color:#cfe0ff;}
@media (max-width:860px){.stats-band{grid-template-columns:1fr 1fr;}}
@media (max-width:480px){.stats-band{grid-template-columns:1fr;padding:36px 24px;}}

/* ---------- Testimonials ---------- */
.testi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
.testi-card{
  background:var(--surface);border-radius:var(--radius-md);padding:26px;border:1px solid var(--line-soft);
  transition:transform var(--dur-med) var(--ease), box-shadow var(--dur-med) var(--ease);
}
.testi-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-md);}
.testi-stars{display:flex;gap:3px;color:#f5a623;margin-bottom:14px;}
.testi-text{font-size:14.5px;color:var(--ink-700);line-height:1.6;}
.testi-foot{display:flex;align-items:center;gap:12px;margin-top:18px;}
.testi-avatar{
  width:42px;height:42px;border-radius:50%;background:linear-gradient(135deg,var(--navy-600),var(--mint-500));
  color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:15px;
}
.testi-name{font-weight:600;font-size:14px;color:var(--navy-800);}
.testi-loc{font-size:12.5px;color:var(--ink-500);}
@media (max-width:900px){.testi-grid{grid-template-columns:1fr;}}

/* ---------- FAQ ---------- */
.faq-list{max-width:760px;margin:0 auto;display:flex;flex-direction:column;gap:12px;}
.faq-item{background:var(--surface);border:1px solid var(--line-soft);border-radius:var(--radius-md);overflow:hidden;}
.faq-q{
  width:100%;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:20px 24px;
  background:none;border:none;text-align:left;font-size:15.5px;font-weight:600;color:var(--navy-800);
}
.faq-q .chevron{transition:transform var(--dur-med) var(--ease);color:var(--ink-400);flex:none;}
.faq-item.open .faq-q .chevron{transform:rotate(180deg);color:var(--blue-500);}
.faq-a{max-height:0;overflow:hidden;transition:max-height var(--dur-med) var(--ease);}
.faq-a-inner{padding:0 24px 20px;color:var(--ink-500);font-size:14.5px;line-height:1.65;}

/* ---------- Final CTA ---------- */
.cta-band{
  border-radius:var(--radius-xl);padding:64px 40px;text-align:center;position:relative;overflow:hidden;
  background:linear-gradient(135deg,var(--navy-700),var(--blue-500) 70%, var(--mint-500));
  box-shadow:var(--shadow-lg);
}
.cta-band h2{color:#fff;font-size:clamp(24px,3.2vw,34px);}
.cta-band p{color:#e4eeff;margin-top:12px;font-size:16px;}
.cta-band .btn-row{margin-top:28px;display:flex;justify-content:center;gap:14px;flex-wrap:wrap;}

/* ---------- Footer ---------- */
.site-footer{background:var(--navy-900);color:#c4cfe8;padding:64px 0 28px;}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.1fr;gap:40px;}
.footer-brand img{height:30px;filter:brightness(0) invert(1);margin-bottom:14px;}
.footer-desc{font-size:13.5px;color:#8fa0c9;line-height:1.6;max-width:280px;}
.footer-col h4{color:#fff;font-size:14px;margin-bottom:16px;}
.footer-col ul{display:flex;flex-direction:column;gap:11px;}
.footer-col a{font-size:13.5px;color:#a9b6d6;transition:color var(--dur-fast) var(--ease);}
.footer-col a:hover{color:#fff;}
.footer-contact-item{display:flex;align-items:flex-start;gap:10px;font-size:13.5px;color:#a9b6d6;margin-bottom:12px;}
.footer-contact-item .icon{color:var(--mint-400);margin-top:1px;}
.footer-social{display:flex;gap:10px;margin-top:16px;}
.footer-social a{
  width:38px;height:38px;border-radius:10px;background:rgba(255,255,255,.06);display:flex;align-items:center;justify-content:center;
  transition:background var(--dur-fast) var(--ease), transform var(--dur-fast) var(--ease);
}
.footer-social a:hover{background:var(--mint-500);transform:translateY(-3px);}
.footer-bottom{margin-top:48px;padding-top:24px;border-top:1px solid rgba(255,255,255,.08);display:flex;flex-wrap:wrap;gap:16px;align-items:center;justify-content:space-between;font-size:12.3px;color:#7c8ab0;}
.footer-license a{color:var(--mint-400);}
@media (max-width:900px){.footer-grid{grid-template-columns:1fr 1fr;}}
@media (max-width:560px){.footer-grid{grid-template-columns:1fr;}}

/* ---------- Modal ---------- */
.modal-overlay{
  position:fixed;inset:0;background:rgba(15,27,51,.6);backdrop-filter:blur(4px);
  display:flex;align-items:center;justify-content:center;padding:20px;z-index:200;
  opacity:0;pointer-events:none;transition:opacity var(--dur-med) var(--ease);
}
.modal-overlay.open{opacity:1;pointer-events:auto;}
.modal{
  background:#fff;border-radius:var(--radius-lg);padding:36px;max-width:440px;width:100%;box-shadow:var(--shadow-lg);
  transform:translateY(24px) scale(.97);opacity:0;transition:transform var(--dur-med) var(--ease), opacity var(--dur-med) var(--ease);
  position:relative;max-height:90vh;overflow-y:auto;
}
.modal-overlay.open .modal{transform:translateY(0) scale(1);opacity:1;}
.modal-close{position:absolute;top:18px;right:18px;background:var(--line-soft);border:none;width:32px;height:32px;border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--ink-500);}
.modal-close:hover{background:var(--line);}
.modal h3{font-size:20px;margin-bottom:6px;}
.modal-sub{font-size:13.8px;color:var(--ink-500);margin-bottom:24px;}
.modal-success{text-align:center;padding:12px 0;}
.success-check{
  width:76px;height:76px;border-radius:50%;background:rgba(20,184,166,.12);color:var(--mint-600);
  display:flex;align-items:center;justify-content:center;margin:0 auto 20px;
}
.success-check svg{width:36px;height:36px;stroke-dasharray:48;stroke-dashoffset:48;animation:draw-check 500ms 200ms var(--ease) forwards;}
@keyframes draw-check{to{stroke-dashoffset:0;}}
.modal-success h3{margin-bottom:8px;}
.modal-success p{color:var(--ink-500);font-size:14px;}

/* ---------- misc ---------- */
.sr-price{transition:opacity 160ms;}
.pulse-once{animation:pulse-once 480ms var(--ease);}
@keyframes pulse-once{0%{transform:scale(1);}30%{transform:scale(1.06);}100%{transform:scale(1);}}

@media (prefers-reduced-motion: reduce){
  *{animation-duration:.001ms !important;animation-iteration-count:1 !important;transition-duration:.001ms !important;scroll-behavior:auto !important;}
}

/* =================================================================
   NEW: product showcase card
================================================================= */
.product-section{padding:56px 0 8px;}
.product-card{
  display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:24px;
  background:var(--surface);border:1px solid var(--line-soft);border-radius:var(--radius-xl);
  padding:28px 32px;box-shadow:var(--shadow-md);
}
.product-card .product-icon{
  width:64px;height:64px;border-radius:18px;flex:none;display:flex;align-items:center;justify-content:center;
  background:linear-gradient(135deg,var(--navy-600),var(--blue-500));color:#fff;box-shadow:0 12px 24px -10px rgba(0,124,195,.5);
}
.product-card h3{font-size:19px;margin-bottom:6px;}
.product-card p{color:var(--ink-500);font-size:14px;max-width:520px;}
@media (max-width:760px){
  .product-card{grid-template-columns:1fr;text-align:center;justify-items:center;}
}

/* =================================================================
   NEW: multi-select country chips (step 1)
================================================================= */
.country-tags{display:flex;flex-wrap:wrap;gap:8px;margin-top:12px;}
.country-tag{
  display:inline-flex;align-items:center;gap:8px;background:var(--navy-800);color:#fff;
  padding:7px 10px 7px 14px;border-radius:999px;font-size:13px;font-weight:600;
}
.country-tag button{
  background:rgba(255,255,255,.16);border:none;color:#fff;width:18px;height:18px;border-radius:50%;
  display:flex;align-items:center;justify-content:center;font-size:12px;line-height:1;
}
.country-tag button:hover{background:rgba(255,255,255,.32);}
.field-hint{font-size:12.5px;color:var(--ink-400);margin-top:6px;}
.currency-auto-note{
  display:flex;align-items:flex-start;gap:8px;font-size:12.8px;color:var(--blue-500);
  background:rgba(0,124,195,.08);border-radius:var(--radius-sm);padding:10px 12px;margin-top:12px;
}

/* =================================================================
   NEW: warning banner (already traveling)
================================================================= */
.warn-banner{
  display:none;background:rgba(217,119,6,.1);border:1.5px solid rgba(217,119,6,.35);border-radius:var(--radius-sm);
  padding:14px 16px;margin-top:12px;margin-bottom:10px;
}
.warn-banner.show{display:block;}
.warn-banner p{font-size:13px;color:#8a5405;line-height:1.5;margin-bottom:10px;}
.warn-banner label{display:flex;align-items:flex-start;gap:9px;font-size:13px;color:#7a4a04;font-weight:500;cursor:pointer;}
.warn-banner input[type=checkbox]{margin-top:2px;width:16px;height:16px;flex:none;}
.already-start-date{font-size:13px;font-weight:700;color:var(--navy-800);background:#fff;border-radius:var(--radius-sm);padding:8px 12px;margin-bottom:10px;display:inline-block;}

/* =================================================================
   NEW: annual policy extra parameters
================================================================= */
.annual-options{
  margin:-4px 0 14px;padding:16px 18px;border:1.5px solid var(--line);border-top:none;border-radius:0 0 var(--radius-sm) var(--radius-sm);
  background:rgba(0,124,195,.03);
}
.schengen-note{
  display:flex;align-items:flex-start;gap:8px;font-size:12.5px;color:var(--warn);
  background:rgba(217,119,6,.08);border-radius:var(--radius-sm);padding:10px 12px;margin-top:10px;line-height:1.5;
}

/* =================================================================
   NEW: per-person coverage fields (active rest / sport) — used inside
   traveler cards and the policyholder block
================================================================= */
.person-coverage{margin-top:12px;padding-top:12px;border-top:1px dashed var(--line);}
.person-coverage-row{display:flex;flex-wrap:wrap;gap:18px;margin-bottom:10px;}
.person-coverage-row:last-child{margin-bottom:0;}
.sport-picker{margin-top:8px;}
.sport-type-select{max-width:360px;}
.sport-chips{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:8px;}
.sport-chip{
  display:inline-flex;align-items:center;gap:6px;padding:6px 8px 6px 12px;border-radius:999px;
  border:1px solid var(--line);background:var(--ink-50, #f4f6f8);
  font-size:13px;font-weight:600;color:var(--ink-700);line-height:1.2;
}
.sport-chip-remove{
  display:inline-flex;align-items:center;justify-content:center;width:18px;height:18px;padding:0;
  border:0;border-radius:50%;background:transparent;color:var(--ink-500);cursor:pointer;
  transition:background var(--dur-fast) var(--ease), color var(--dur-fast) var(--ease);
}
.sport-chip-remove:hover{background:rgba(0,0,0,.08);color:var(--ink-900, #111);}
.sport-chip-remove .icon-sm{width:12px;height:12px;}
.sport-picker-hint{font-size:12px;color:var(--ink-500);margin-top:8px;}
.country-schengen-note{font-size:12px;color:var(--ink-500);margin-top:8px;}

/* =================================================================
   NEW: sum picker + recalculation panel (step 4)
================================================================= */
.sum-chip-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:10px;}
.sum-chip{
  position:relative;padding:11px 18px;border-radius:var(--radius-sm);border:1.5px solid var(--line);background:#fff;
  font-size:14px;font-weight:600;color:var(--ink-700);transition:border-color var(--dur-fast) var(--ease), background var(--dur-fast) var(--ease), color var(--dur-fast) var(--ease);
}
.sum-chip:hover{border-color:var(--blue-500);}
.sum-chip.selected{background:var(--navy-800);border-color:var(--navy-800);color:#fff;}
.sum-chip .rec-tag{position:absolute;top:-9px;right:6px;background:var(--mint-500);color:#04352f;font-size:9.5px;font-weight:700;padding:2px 6px;border-radius:999px;}

.recalc-panel{
  margin-top:26px;border:1.5px solid var(--line);border-radius:var(--radius-md);padding:22px;
  display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;
}
.recalc-price{font-family:"IBM Plex Mono",monospace;font-weight:700;font-size:24px;color:var(--navy-800);}
.recalc-loading{display:flex;align-items:center;gap:10px;color:var(--ink-500);font-size:14px;font-weight:500;}
.spinner{
  width:18px;height:18px;border-radius:50%;border:2.5px solid var(--line);border-top-color:var(--blue-500);
  animation:spin 700ms linear infinite;
}
@keyframes spin{to{transform:rotate(360deg);}}
.recalc-error{display:flex;align-items:center;gap:12px;color:var(--danger);font-size:14px;font-weight:500;}
.premium-breakdown{margin-top:12px;padding-top:12px;border-top:1px solid var(--line-soft);display:flex;flex-direction:column;gap:6px;}
.premium-breakdown-row{display:flex;align-items:baseline;justify-content:space-between;gap:16px;font-size:13px;color:var(--ink-500);}
.premium-breakdown-row b{font-family:"IBM Plex Mono",monospace;font-weight:600;color:var(--ink-700);}

/* =================================================================
   NEW: policy details accordion in sidebar
================================================================= */
.details-accordion summary{cursor:pointer;list-style:none;font-size:13px;font-weight:600;color:var(--blue-500);margin-bottom:10px;}
.details-accordion summary::-webkit-details-marker{display:none;}
.details-accordion summary::after{content:"Показать детали";}
.details-accordion[open] summary::after{content:"Скрыть детали";}
@media (min-width:1081px){
  .details-accordion summary{display:none;}
  .details-accordion{display:block !important;}
}

/* =================================================================
   NEW: checkout recap (step 5)
================================================================= */
.recap-block{border:1.5px solid var(--line);border-radius:var(--radius-md);padding:18px 20px;margin-bottom:14px;}
.recap-block-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:10px;}
.recap-block-head h4{font-size:14.5px;color:var(--navy-800);}
.recap-edit{background:none;border:none;color:var(--blue-500);font-weight:600;font-size:12.8px;}
.recap-edit:hover{text-decoration:underline;}
.recap-line{font-size:13px;color:var(--ink-700);line-height:1.7;}
.recap-line b{color:var(--ink-900);}

.consent-list{display:flex;flex-direction:column;gap:10px;margin-top:18px;}
.consent-row{display:flex;align-items:flex-start;gap:10px;font-size:13px;color:var(--ink-700);cursor:pointer;}
.consent-row input{margin-top:2px;width:17px;height:17px;flex:none;}
.consent-row span{flex:1;min-width:0;}
.consent-row a{color:var(--blue-500);text-decoration:underline;}

.pay-success{text-align:center;padding:12px 0;}
.policy-number{
  font-family:"IBM Plex Mono",monospace;font-size:22px;font-weight:700;color:var(--navy-800);
  background:var(--line-soft);border-radius:var(--radius-sm);padding:12px 18px;display:inline-block;margin:14px 0;
}

.processing-overlay{
  display:flex;align-items:center;justify-content:center;gap:12px;padding:40px 0;color:var(--ink-500);font-size:15px;font-weight:500;
}

/* generic small inline warning under a field */
.field-warn{font-size:12px;color:var(--warn);margin-top:6px;font-weight:500;}

.badge-nonres{display:flex;align-items:center;gap:8px;font-size:12.5px;color:var(--ink-500);margin-bottom:10px;}
.badge-nonres input{width:16px;height:16px;}